Aetna is a large, well-known insurance company that many Americans receive their health insurance through. If you or a loved one is struggling with addiction, it’s essential to know what your insurance benefits are so that you can get the treatment you need.
Does Aetna Insurance Cover Addiction Treatment?
The short answer is yes, Aetna insurance does cover addiction treatment. However, the specifics of your coverage will depend on the type of plan you have.
For example, if you have an HMO plan, you must select a provider from within your insurance network. PPO plans have out-of-network benefits, but you will likely have to pay more out of pocket if you choose to see a provider who is not in your network.
It’s also important to note that there may be some restrictions on the type of treatment that is covered by your insurance plan. For example, some plans may only cover detoxification services or outpatient counseling.
If you are still determining what types of services are covered by your plan, the best thing to do is to contact your insurance company directly and speak with a customer service representative.
How To Determine Your Insurance Benefit For Addiction Treatment
If you or someone you love is struggling with addiction, the first step is to reach out to a treatment center to learn more about their program and ask about insurance benefits. Most treatment centers will be able to verify your insurance coverage and let you know what type of benefit you can expect.
You can also contact your insurance company directly to inquire about coverage for addiction treatment services. When speaking with a customer service representative, be sure to have your insurance card handy so that they can look up your specific plan details.
It’s also helpful to ask about any out-of-pocket costs you may be responsible for, such as deductibles or copays.
Get Help Verifying Your Insurance Today
It’s important to know that resources are available to help you get the addiction treatment you need. Aetna insurance provides coverage for addiction treatment services, although the specifics of your coverage will depend on the type of plan you have.
You can contact your insurance company directly to inquire about coverage for addiction treatment services or reach out to the ARIA treatment center to have your insurance verified.